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W elcome to Pharmacy Tutor®. This section of Risktutor provides the tools that are necessary to understand the underwriting implications of commonly prescribed medications. Your client has revealed that he or she has a medical problem. From either using a questionnaire from Underwriting Strategy Tutor or from the medical records obtained using APS Tutor, you have discovered the names of medications you client is taking. Your primary goal is to understand the impact of these medications on the underwriting of your case.
Pharmacy Tutor® is easy to use. Simply select one of four (4) options to locate a medication:
1. Search by brand name or generic name.
2. Search by the first letter of the medication.
3. Search by the medical problem (pathology) for which the medication is used.
4. Search using the online help function labeled Can't Find A Drug.
You will note that all medications in Pharmacy Tutor® are color coded with the following system:
| The green coded medications present minimal underwriting concerns. |
| The yellow coded medications present underwriting concerns. |
| The red coded medications present the biggest underwriting challenge. |
Under each medication, you will find "Underwriting Comments." This section discusses the key underwriting issues. It also outlines what you will need to do to clarify these issues to arrive at an underwriting decision.
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