Welcome to APS Strategy Tutor. This section of Risktutor provides the tools that are necessary to order the correct set of medical records for a substandard case. Your client has revealed that he or she has a medical problem. You have completed one or more of the questionnaires from the Underwriting Strategy Tutor section. Your next goal is to obtain the client medical records.

APS Strategy Tutor is easy to use. Simply select your client's medical problem under "What should I request from a client's physician for a with a:" section. There you will find the exact medical information you will need to order for a specific medical problem. You will also find instructions on where this information can be found (i.e. specialist, hospitals).

If you need help in locating a client's physician or hosptial, simply click Physician Locator.